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Sambung bayar Continue payment


So what exactly is ‘sambung bayar‘? This was an alien concept to me up until recently when I realised that cars were bought and sold on what felt more like a gentleman’s agreement than a binding contract. The term ‘sambung bayar‘ really refers to an owner who is still currently servicing a loan for his/her car but wants to sell it off to a party that would purchase it and continue servicing the original owner’s loan. Up until the loan repayments are completed, the car’s ownership is then transferred over to the purchaser via a JPJ K3 form.
The seller usually gets a one time deposit from the purchaser as a guarantee of intent as well as a fallback in the event that the purchaser falls foul on servicing the seller’s loan. A simple continue payment agreement is signed between both parties at point of handing over the car, to signify that the purchaser will now continue paying the current loan and is responsible for the vehicle itself and that the transfer of ownership will be performed upon the completion of the loan.
So what drives folks to not mind ‘purchasing’ a car without having a ownership transfer performed? One of the main reasons for this is the fact that the purchaser wants to drive around in a better car than he/she can otherwise afford if he/she were to purchase it second hand (due to second hand loan rates, heavy downpayment etc). Others purchase cars through this method because they are not able to get the credit line required for such a purchase.
Whatever the reasons for buying and selling through the sambung bayar method, it undoubtedly has a pretty big market here locally.

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Team KDI suka berkongsi info, tips, gambar kereta modified, bodykit dijual terkini, trend DIY modifikasi. Forum bincang mengenai masalah kereta, cara repair sendiri dengan harga murah dan panduan kepada pembeli dan pemandu. ====================== Kategori hangat kereta dot info: + LATEST NEW CAR SPECIFICATION & VS COMPARISON + MODIFIED CAR + BODYKIT IMAGES GALLERY + TIPS + DIY + TANYA KERETA + MONTHLY BEST DEAL + PROMOTION + AUTOSHOW + EVENTS UPDATE ====================== Barang kereta terhangat: + Body kit, skirting, bumper, grille, spoiler, engine performance, sport rim, tayar ====================== Topic hangat: + Fuel consumption km/l, problem, service, test drive, review, price RM, kelab, kedai kereta ====================== Kereta baru terhangat: + Saga BLM FLX SE, Myvi 1.3 1.5 SE, Viva, Alza, Exora, Preve, Vios, City, Civic, Corolla Altis, Camry, Accord, Hilux, Livina, Triton, D-max, Inspira lancer GT ====================== Pecah fiber pecah gelas, sudah baca harap komen dibalas. Terima kasih! =)

20 Responses

  1. zam says:

    sy cari kereta sambung bayar

  2. sn.suresh says:

    cari keta smbg byr.honda ek.tau bmw e46 318i 1.9cc

  3. Aaru says:

    kereta sambung bayar…bajet ansuran bulanan sampai 1200..

  4. suraya says:

    Sy nk cari org smbung byr. Myvi putih rim putih, myvi 2008.

  5. sepul says:

    Cik suraya…. wasap kat saya pic n condition kete awak… 0+1+2+6+8+16811 tq

  6. Nishen says:

    I would like a for to travel far distant which I can continew payment.auto car with 1.6 n above it prefer .

  7. Nishen says:

    My fon number is 0196512658 pls a big car also can but auto.

  8. ungku abdullah says:

    Saya mencari kereta sambung bayar alza

  9. ungku abdullah says:

    Saya nak alza sambung bayar

  10. zamri bin sulaiman says:

    mencari kereta sambung bayar DP 12000 bulanan 1100

  11. zamri bin sulaiman says:

    mencari kereta sambung bayar DP 12000 bulanan 1100 call 0172688471

  12. SOFFY SALLEH says:

    Saya perlukan MYVI AUTO sambung bayar. Deposit not more than 3k dan bulanan can be up to 550.00 to 600.00 per month. please ams me or whatss app me 016 7962985

  13. muhammad says:

    Perodua Viva Elite Auto 1.0 cc 2010 for continue loan payment
    Pay rm3500 and continue monthly rm482
    Watsapp only 0176707981 muhammad

  14. zue says:

    sy mencari myvi auto dan alza untuk sambung bayar..call 0173888455

  15. daun bawang says:

    mencari mpv sambung bayar bajet bulanan rm500..sesiapa yg berminat boleh menghubungi saya di talian 0132345501

  16. fanddy says:

    saya ada saga dan exora untuk di sambung bayar saga 2009 manual bulanan 330 no due nak rm4000 exoraauto full spec premium tahun 2011 bulanan 743 no due deposit rm9000 hubungi saya 011-21212421

  17. hadi says:

    Saya mncari kereta alza utk disambung byar

  18. hadi says:

    Saya mncari kereta alza utk disambung byar-0179356579

  19. farizal says:

    saya nak kereta toyota helluk sambung bayar

  20. warth says:

    saya nak cari kereta sambung bayar tanpa deposit / dowpayment rm2k bagi kereta viva elit manual atau axia G manual .. sila inform saya jika ada di watshup 0178020402 .

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