CAR LOAN PROCEDURE – REQUIRED DOCUMENT – HOW TO BUY A NEW CAR / USED CAR
Here is the car loan procedure and the required document for you to buy a new car or a used car from the car seller. You must have Driving License, Pay slip and Guarantor to get better interest rate for car loan in Malaysia. Procedure To Appy Loan & To Buy A Car in Malaysia is a bit complicated. To make it easier for you, refer to your car seller about the Loan approval for hire purchace agreement and car registration. You can check the latest plate number and choose your own desired car registration number in Malaysia. ”Pinjaman kereta” by Ambank Hire Purchase Car Financing is a better choice. Also check out the Islamic based financing for your car.
Required Document for Loan
Application (Copy)
Applicant:
1) Identity Card
2) Malaysian Driving License
3) Pay slip (3 Month Latest)
Supporting Document (if Any):
1) Bank Statement (3 Month Latest)
2) EPF Statement
3) EA Form
4) Offer Letter
5) Certificate/Diploma/Degree
Guarantor: (If Required by Bank)
1) Identity Card
2) Pay slip (3 Month Latest)
Applicants are encouraged to submit all document needed support by extra
documents in order to get better interest rate and approval chances…
Procedure To Appy Loan & To Buy A Car
Here is the procedure and steps or flow when you buy a new car in Malaysia:
1) Buyer choose model
2) Contact car seller, arrange for appoinment
3) Ready all required documents
4) Appointment with consultant at your door step
5) Documents submitted for loan processing (1 – 2 working days)
6) Interview by bank (1 – 2 working days)
7) Loan approval by bank manager (1 – 2 working days)
8) Hirer sign hire purchace agreement (one working day)
9) E-perolehan and chasis no process (1 – 2 working days)
10) Car allocation from showroom / headquarters (1 – 2 working days)
11) Car registration (one working day)
12) Car delivery to hirer
CHECK THE LATEST PLATE NUMBER IN EACH STATE IN MALAYSIA HERE
For Car Financing, Ambank Hire Purchase is the no.1 Car Financier in Malaysia with fast loan approval. It consist of 3,000 appointed car dealers with complete auto solutions. Ambank offers a 90% car financing for up to 9 years with easy repayment via Internet Banking or Electronic Banking nationwide.
For Car Refinancing, Ambank offers additional cash to ease cash flow. Cash can be unlocked without creating additional liability to settle financial woes and name still remains on JPJ registration card. Refinancing with Ambank also will ensure enjoyment of current Insurance NCD. There is also opportunity to switch to lower profits rates. Lastly, Ambank offers an alternative to re-package existing loan to Islamic based financing.
Prosedur Pinjaman kereta by KDI
nak tanya, upon application of car loan, ada ke borang JPJ that we need to sign saying that if aplicant fail to pay the loan, kereta akan tukar milik ke bank?
To all..the easiest, safer and convenience way to purchased a car is to walk in yourself at the located dealer (survey 3-5 branch) and walk in also into a bank (also 3-5 survey) then u will surprised by the results. In my case/tips bring along ur “survey notes” to another to have a strong negotiate until the end u will have a lowest price (dealer) or lowest int % rate( banker). However, now its easier to lower our monthly payment with Islamic Hire Purchase Scheme compare to conventional car loan. My advice…be a GOOGLE POWER !!!
zuraimah ~ “nak tanya, upon application of car loan, ada ke borang JPJ that we need to sign saying that if aplicant fail to pay the loan, kereta akan tukar milik ke bank?”
~ sebagai penjelasan, kereta tu tak pernah jadi milik anda. kereta itu anda SEWA BELI dari bank/financer. So pemilik hakiki adalah bank/financer. Sebab tu atas geran ada cop “hakmilik dituntut : *nama bank/financer*”.
Hanya setelah hutang langsai barulah cop ini boleh dipadam.
Hai all,i just want to know,if i working in singapore how i want to make a loan car in malaysia?
i need some advise on my application,my car loan was rejected becoz im having a old debt back in 2007 which that time i was not in malaysian, after i checked i only realise it inside BNM ccgis. the amount was like 14k i already contact the bank(RHB) to arrange repayment scheme. i got a house ( fully paid) i wanna do refinance but the bank reject me too. who should i seek for help in this situiation, coz to pay off the 14k for me right now is immpossible, and i need to purchase a car (watever it is) to start a new job in malaysia. Ay consultant here can help me out , appreciated.
saya gaji pokok rm1890 sebulan. gaji kasar rm2310 gajibersih rm900 saya nak buat loan kat ambank utk beli avanza yg berharga 37000 dgn bayaran bulanan rm470 adakah loan saya boleh lulus
hello..sy nk loan kereta second….so, pegawai bank cakap kene ade penjamin ( ibubapa atau isteri ) biasanye bank akan call tempat keje sye n penjamin x untuk tnye pasal gaji? Kalo sye seleweng @ tipu ckit pasal gaji 2 pihak bank akan tahu x?bank akan check ANGKASA x ye?
help me pliz
salam saya nak membuat penjadualn semula kereta waja 1.6 manual tahun 2000…so kalau boleh buat ada ape2 bayaran tak kena saya buat..
God bless us but curse you. You want make us keldai dadah?
The bloody kepala hotak ko berjambul buat iklan fantasi kt sini ….. ingat mcm dlm movie fantasi ke ?
tp walau pun spam diaorg ni bunyi mcm tak logik masih ramai yg boleh berbangga sbb dah pernah jadi keldai dadah atau kecurian identiti ….
komen spam pn bleh kena maki.. haha.. anyway, dah remove. email cm ni mmg slalu dpt. camnelah still ada org kena tipu.. kesian..
satu masalah je …tamak…