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BANKS DECIDE INTEREST RATE FOR CAR LOANS

In the battle of reducing national car interest rate, The Association of Banks in Malaysia (ABM) mentioned that the interest was set by individual commercial bank.Read the full story from bernama below

BANKS DECIDE INTEREST RATE FOR CAR LOANS

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KUALA LUMPUR, April 23 – The Association of Banks in Malaysia (ABM) today dismissed a call by National Union of Bank Employees (NUBE) for it to lower interest rate for national cars, saying that it was decided by individual commercial bank.

In a statement here, ABM executive director, Chuah Mei Lin, said the interest rates for car loans were determined by commercial banks themselves respectively based on their cost of funds, funding availability, loan growth and business strategies.

“Commercial banks will make such adjustments to the car loan interest rates to best suit their business models and customers,” she said.

Chuah said notification of any interest rate changes would be made by banks promptly to all respective stakeholders including their panel of car dealers.

“It is imperative that customers study the best financing options offered by commercial banks first before making a decision,” she said.

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4 Responses

  1. PuteraTMJ says:

    Adjustments to the car loan interest rates to below 3% ok maa…

  2. kurt says:

    reduce la sikit interest untuk kereta import….interest sekarang nie melampau2

  3. civic says:

    memang kroni najib adalah kereta national…… bukan kat pekan pahang tu kereta merc, syangyong ke…
    non national car punya rate… tahun 2003 – Apr 2009 2++ … skrg 3.5% aduhai.. jauh beza…

  4. eriz says:

    kalo ikut interest ni kalo bleh kurangkan la untuk kita warga2 yang kurang berkemampuan nk beli kete…
    tp tak tau lah kalo boleh turun lagi…harap2 boleh la tlg kita ni…

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